3 Reasons to Talk to a Realtor Today

You might naturally assume that it is most important to talk to a Realtor when you’re selling or buying a home. But there are many other circumstances in which it makes sense to give me a call. Here are a few examples.

  1. When you’re at the “thinking about it” stage

If you’re just thinking about selling your home, and haven’t made a firm decision yet, you might feel uncomfortable calling a Realtor. Don’t be. In fact, I welcome your call. We can discuss what your current property will likely sell for on today’s market, and determine the type of home you qualify to buy. That way, you’ll have some clarity and be able to make a more informed decision.

  1. If you’re nervous about the selling process

If you haven’t sold a home before, you might be concerned about what’s involved in the process. You might even worry that putting your home on the market is going to be a lot of work and create a lot of turbulence for you and your family.

Fortunately, selling your home doesn’t need to be scary. In fact, a big part of my job as a Realtor is to make the process as smooth and trouble-free as possible.

So if you have concerns about selling your home, you should give me a call.

  1. If you have questions

You likely have questions about the local real estate scene from time to time. You might have questions like: “How much did that home around the corner sell for?”; “Is now a good time to make a move, or should I wait until the market changes?”; and, “How much is my current home worth?”

When you have questions like those, you don’t need to dig for answers on your own. You can give me a call. As an expert in the local market, I can give you the answers you need. 

Peg Graham & Marion Burnett – Royal Lepage Urban 416.461.9900

For all things real estate, please visit us at ourtorontohomes.ca

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Joint Ownership is Trending.

IMG_3335With the cost of living rising in many urban centres, there is growing frustration amongst an entire generation of potential buyers who can no longer afford to purchase their own homes. As a result, more and more are considering joint ownership between unattached singles, and even unrelated families.

Before leveraging such an arrangement, buyers need to pay close attention to the ramifications of specific terminology in their purchase agreements. For example, “Joint Tenants” and “Tenants in Common” have distinctly different legal definitions which could impact the intended arrangement, including the percentages of ownership, the responsibility for mortgage payments, and the upkeep of maintenance. Furthermore, to avoid unnecessary conflict in the event of a dissolving partnership, the rights of individual participants must be clearly defined up front. What are the partners’ rights in the event of a sale or buyout? What happens if a partner dies and bequeaths ownership to a third party – or a living partner decides to rent out part or all of the premises? Obviously, joint purchasers need legal guidance.

Still, the trend of such ownership is undeniable, as it makes homes affordable to more buyers. It could even affect how sellers market their properties, especially if a property has the potential for two separate and distinct living arrangements under one roof.

Peg Graham & Marion Burnett Royal Lepage Urban.

For all things real estate, please visit ourtorontohomes.ca

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No Homes for Sale in the Area You Like? Here’s What to Do…

(photo: architecturaldesigns.com)

Imagine there’s a neighbourhood you’d love to live in someday, but, every time you drive through, you rarely, if ever, see a FOR SALE sign. It’s as if homes get gobbled up by buyers the moment they get listed.

It’s true, properties do tend to sell quickly in desirable, in-demand neighbourhoods. Does that mean you’re destined to either hope for a lucky break or miss out on ever living there?

Fortunately, no. There are practical things you can do to increase your chances of getting into that neighbourhood.

Your first step is to find out the kind of new home you can afford. You want to get your financial ducks in a row so when a listing does come up in the area, you’re able to respond quickly. Find out the average price range of homes in the neighbourhood. Then, if necessary, talk to your lender or mortgage broker.

The second step is to get your current property ready for sale. You don’t necessary need to list it now, but you want to be in a position to do so quickly, if necessary. You may need to clean up and declutter, get repairs done, and spruce up your home in other ways.

The third step is to talk to us! 

You see, listings in popular neighbourhoods often move fast. By the time you see them advertised on the internet, they may be gone. We can closely monitor listings in that area for you, so the moment one comes up that meets your criteria, you can be alerted. This greatly increases your chances of getting that home.

So if there is a dream neighbourhood you’d love to get into, give us a call!  Peg Graham & Marion Burnett 416.461.9900 Royal Lepage Urban or email us at pegmar@royallepage.ca

For all things real estate, visit ourtorontohomes.ca

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Decor Updates Can Really Freshen Up Your Environment.

Every once in a while, it’s a good idea to take a fresh and methodical view of your kitchen, bathroom, dining room or family room. You may discover areas that could use an upgrade and you may even find inspiration for a refreshing makeover. Start by examining the larger or more visible items, like window coverings and furnishings. Keep a consistent colour theme in mind and consider which items might or must be replaced, recovered or repainted.

Sometimes updating just one focal piece can update an entire space. Next, assess the lighting available and give consideration to new fixtures where appropriate. Then review the shape, style and state of your hardware, such as cupboard knobs and handles, drawer pulls, curtain rods etc. Determine whether they will complement your vision or need to be upgraded with a more unified motif. Often changing those small items can actually make a big difference.

If you have any questions, please contact us!

Peg Graham & Marion Graham, Royal Lepage Urban. 416.461.9900

For all things real estate, visit ourtorontohomes.ca. 

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Handling a New Home Problem on Moving Day.

Imagine buying a product from a store, taking it home, and then discovering there’s a problem with it. Disappointing, yes, but not a catastrophe. You can simply take it back for repair or exchange.

But, what if it’s moving day, and you discover there’s a problem with your new home? Whoa. A house isn’t so easily returned!

What are the most common problems encountered on moving day?

  • A delay in getting the keys.
  • The seller not having completely moved out.
  • An item expected to be included with the property is missing. (For example, the window blinds.)
  • Something needs repair that was not disclosed by the seller, nor did it come up during inspection. (For example, the dishwasher not working.)
  • Damage to the property caused by the seller. (For example, a heavy item dropped during the move and cracking a floor tile.)

Fortunately, these are rare events. In most cases, you can expect no serious issues when you move into your new home.

But, if something is wrong, you have options. So, call me immediately. In all likelihood, I will be able to quickly resolve the issue.

If it’s a serious matter, such as missing items, I may get your real estate lawyer involved to arrange for the return of the item(s) or compensation.

So don’t worry. Let the professionals handle it. You can just enjoy your new home!

Contact us! Peg Graham & Marion Burnett 416.461.9900 OR pegmar@royallepage.ca

For all things real estate, please visit ourtorontohomes.ca

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Going “Green” in Your Garden or Flower Bed

Green Homes

(photo: brit.co)

There has been a lot of emphasis lately on the importance of “going green”. That simply means being environmentally-responsible. You likely already recycle, use energy-efficient lights, and turn down your thermostat when no one is home.

Yet, most of us don’t think about the garden or flower bed when we “think green”.

We should. Here are a few practical things you can do to tend to outdoor plants — without negatively impacting the environment.

  • Pull weeds instead of using a weed killer.
  • Avoid strong pesticides. (Products that target only one or two types of insects tend to be less harsh.)
  • Don’t use flower bed ornaments (i.e. gnomes) that might bleed colour dye into the soil. (Ask your garden centre before you buy.)
  • Be careful not to leave hand spades, trowels, and other garden tools lying around, especially over winter. They can rust, which contaminates the soil.

These tips may seem minor, but if you want to be environmentally-conscious, every little bit helps!

Peg Graham & Marion Burnett Royal Lepage Urban 416.461.9900 or pegmar@royallepage.a

For all things real estate, visit us @ ourtorontohomes.ca

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Does Your Home Insurance Cover Everything?

(photo: finance.yahoo.com)

When you suffer damage to, (or the loss of), your home or its contents, you expect your insurance company to help you out. And, most do a good job of doing just that.

Still, it’s a good idea to review your policy with your insurance advisor and find out what’s covered and what isn’t. You don’t want to discover that your policy will not cover the cost of repairing the damage caused by a flood in your laundry room.

Pay particular attention to coverage in the case of water damage. Some insurance policies don’t cover floods and sewer backup unless an additional rider is purchased.

Also, check liability limits. Ask your advisor to recommend an appropriate level. Finally, make sure you know exactly how much your home is insured for. Are you covered for the full replacement cost? Are you comfortable with that coverage or the actual cash value?

Having the right insurance gives you peace-of-mind and is an important part of enjoying your home.

Keep in mind that experts advise you to review your insurance with your advisor. Ask lots of questions. Make sure you understand your coverage fully.

By the way, if you’re looking for an insurance advisor, we’re well-connected in the local “home” industry. We may be able to give you a couple of names of good, reputable professionals, so be sure to give us a call! Peg Graham & Marion Burnett 416.461.9900 OR email us at pegmar@royallepage.ca

For all thing real estate, please visit ourtorontohomes.ca

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Buying Your Dream Home in a Hot Market

(photo credit: architecturaldesigns.com)

Imagine finding the perfect home, only to discover there is serious interest from at least a dozen other buyers. It’s like scrambling for the last piece of cake at a buffet!

Fortunately, there are things you can do to help get the home you want, even in a highly competitive market. Here are just a few ideas:

  • Only view a few ideal properties at a time. If you see too many, and thus spread yourself too thin, you risk homes slipping through your fingers.
  • Be realistic about price. Focus on finding a great home that you can afford, rather than trying to find a bargain.
  • Consider homes that need some work. They get less interest than perfectly staged properties, yet can turn out to be a dream home.
  • Be prepared to make an offer with as few conditions as possible. An offer conditional on passing inspection is usually fine, but in a competitive situation, offers with other conditions will likely be turned down flat.
  • Make your decisions quickly. If there are likely to be other interested buyers, you want to get your offer in early.
  • Make the right offer. To win the deal, you want your offer to be as enticing as possible to the seller — especially when it comes to price.

Yes, it can be tough finding an ideal home in a hot market, but I can help. Give us a call and we’ll show you how.

For all things real estate, contact us at 416.461.9900 OR pegmar@royallepage.ca

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The Magic of Decorative Moulding.

Decorative moulding is one of the most eye-catching ways to upgrade a room. You’re probably accustomed to seeing standard baseboard moulding installed where your floor meets the wall. But, there are many other types. For example:

• Crown moulding for ceilings.
• Panel moulding for a southern colonial look.
• Chair rail moulding, which is very distinctive on walls.
• Apron moulding for window sills.
• Entablature moulding for above doorways.

Decorative moulding comes in a dizzying array of styles. Interior designers recommend taking home samples, just as you would take paint swatches, to test out ideas.

In addition to style choices, you also need to select the material you prefer. Moulding can be made of wood, plaster, laminate, composite, fiberboard, vinyl and other materials. There are pros and cons to each. Generally, the higher-priced options are more attractive and durable. (If you select wood, you typically have the additional option of “finished or unfinished”. If you choose unfinished, you of course, will be painting it yourself.)

Choosing the right moulding for the look you want is the toughest part of the job. Installation is a lot easier and most people with DIY experience have no problems.

So if you want to add some magic to your walls, consider decorative moulding. It can turn a room from standard to stunning.

Peg Graham & Marion Burnett Royal Lepage Urban 416.461.9900

For all things real estate, visit ourtorontohomes.ca

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Getting Friends To Spread the Word About Your Listing

(photo: houseplans.co)

When you list your home for sale, you want as many buyers as possible to find out about it. So consider how many friends, neighbours and work colleagues you have. Then think about how many people they know.

The number is likely in the hundreds. One of those people could be looking for a property just like yours.

That’s why getting your friends to spread the word about your listing is so effective. How do you do that?

One strategy is to have a moving party (this isn’t a post ‘moving day’ party, friends shouldn’t be asked to help move – that’s what moving companies are for!) This gives you an opportunity to ask your friends, as a group, to tell others about your listing.

You can also encourage your friends to bring a guest who is currently in the market for a new home.

Another good idea is to put a profile of your listing on Facebook. This is the fastest and most convenient way for your Facebook friends to point others to your listing.

Do you have friends who work at larger organizations like banks and factories? They probably have access to an employee lunch room with a bulletin board. You can spread the word by asking them to put up an information sheet on your listing.

Try one or more of these ideas. Combined with my marketing plan for you, they can help get more qualified buyers to your doorstep.

Want more tips on promoting your listing? Call US! Peg Graham & Marion Burnett Royal Lepage Urban 416.461.9900 OR pegmar@royallepage.ca

For all things real estate, visit us @ ourtorontohomes.ca

Stay connected with us on Facebook, Twitter, Pinterest, Instagram and YouTube! 

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